The cornerstone of a successful family budget or any budget, is to ensure that there is more incoming money than required to make the payments.

You can not make your dreams and goals financial or lifestyle if you and your family is spending money they do not have.

If you're living in constant debt, you must ensure that your household income is greater than your consumption each week, month or quarter annual expenses.

The most important objective of the creation in the family budget is to get out of debt, and do so as soon as possible.

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